BAC vs WFC: Bank of America Corporation vs Wells Fargo & Company Stock Comparison [2026]

📊 Data as of July 5, 2026 · Refreshed weekly

A head-to-head, data-driven comparison of BAC (Bank of America Corporation) and WFC (Wells Fargo & Company) — covering valuation, growth, dividends, risk, and which one fits your portfolio. All metrics pulled from live market data.

If you're choosing between BAC and WFC, the answer depends on what kind of investor you are. Both are watched closely in the Financial Services sector, but they look different on almost every metric that matters: P/E, growth rate, dividend, balance-sheet quality, and volatility.

Below we break down the head-to-head numbers, name a winner on each dimension, and give a clear recommendation by investor type. Want to run this comparison live with charts and 50+ metrics? Use the free interactive BAC vs WFC comparison tool.

Bank of America Corporation (BAC)

Financial Services · Banks - Diversified · NYSE

Bank of America Corporation, through its subsidiaries, provides banking and financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. Its Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, noninterest-and interest-bearing checking accounts, and investment accounts and products; and credit and debit cards, residential mortgages, and home equity loans, as well as direct and indirect loans, such as automotive, recreational vehicl…

Wells Fargo & Company (WFC)

Financial Services · Banks - Diversified · NYSE

Wells Fargo & Company, a diversified financial services company, provides banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The Consumer Banking and Lending segment offers diversified financial products and services for consumers and small businesses. Its financial products and services include checking and savings accounts, and credit and debit cards, as well…

Quick Verdict

Better for Growth

BAC

revenue -0.45% and EPS 19.38% YoY outpace the other name

Better for Value

Tie

both trade at similar earnings multiples

Better for Income

BAC

2.36% yield vs the other name's lower payout

Better for Safety

Tie

risk profiles look similar

How to Read This BAC vs WFC Comparison

Stock comparisons can be misleading if you focus on a single metric. A "cheaper" P/E doesn't automatically make a stock a better buy — slower-growing companies should trade at lower multiples. The right framework is to score each name on four independent dimensions and weight them according to your investing goal.

The Four-Dimension Framework

Growth — How fast is the business expanding? We look at year-over-year revenue and EPS growth. Faster growers earn premium multiples but carry execution risk.
Value — Are you paying a fair price? P/E, P/B, EV/EBITDA, and free cash flow yield tell you what the market is charging per dollar of business performance.
Income — Does the stock pay you to wait? Dividend yield, payout ratio, and dividend history matter for retirees, FIRE investors, and anyone funding ongoing expenses.
Safety — How much can you lose if things go wrong? Low beta, manageable debt-to-equity, and high ROE indicate a more durable business.

No single stock wins on all four. BAC and WFC likely each lead on at least one dimension. The "right" answer is the one that matches your portfolio gap — if you already own a basket of high-growth tech, the cheaper, lower-volatility name probably adds more diversification value than another momentum bet.

Side-by-Side Metrics: BAC vs WFC

Metric	BAC	WFC
Price	$56.28	$95.30
Market Cap	$410.98B	$309.88B
P/E Ratio (lower is cheaper)	0.00	0.00
EPS	$0.00	$0.00
Dividend Yield	2.36%	2.19%
Beta (volatility vs market)	1.26	0.96
ROE (higher is better)	0.00%	0.00%
Debt/Equity (lower is safer)	0.00	0.00
Revenue Growth (YoY)	-0.45%	-1.49%
EPS Growth (YoY)	19.38%	17.68%
52-Week High	$56.49	$95.84
52-Week Low	$33.07	$58.42
Sector	Financial Services	Financial Services

Which Stock Has Better Growth?

BAC grew revenue -0.45% and EPS 19.38% year-over-year. WFC grew revenue -1.49% and EPS 17.68%.

BAC wins — revenue -0.45% and EPS 19.38% YoY outpace the other name.

Which Stock Is Cheaper on Valuation?

BAC trades at a P/E of 0.00, while WFC trades at 0.00. ROE for BAC is 0.00% versus 0.00% for WFC.

Roughly tied — both trade at similar earnings multiples.

Which Stock Pays More Income?

BAC yields 2.36%; WFC yields 2.19%.

BAC wins — 2.36% yield vs the other name's lower payout.

Which Stock Is the Safer Bet?

BAC has a beta of 1.26 and a debt-to-equity ratio of 0.00. WFC sits at beta 0.96 and D/E 0.00.

Roughly tied — risk profiles look similar.

Where BAC and WFC Sit in Their 52-Week Range

Price action over the last 12 months gives important context. A stock near its 52-week high has momentum on its side but limited room before profit-taking; one near its low may be a value opportunity or a structural problem.

BAC currently trades at $56.28, near the upper end of its 52-week range — momentum is strong but the easy gains may be behind it (52-week range: $33.07–$56.49).
WFC currently trades at $95.30, near the upper end of its 52-week range — momentum is strong but the easy gains may be behind it (52-week range: $58.42–$95.84).

Key Risks for BAC and WFC

Every stock has tail risks that the headline numbers don't capture. Here's what stands out from the available metrics:

BAC: revenue declined 0.45% year-over-year — confirm whether this is cyclical or structural.
WFC: revenue declined 1.49% year-over-year — confirm whether this is cyclical or structural.

This is a quick heuristic risk scan, not a full risk assessment. Always read the "Risk Factors" section of each company's most recent 10-K filing before investing.

BAC vs WFC — Best Pick by Investor Type

Long-term holder (10+ years): Lean toward either name works; durability and balance-sheet strength matter more than the next-quarter print.
Income / dividend-focused: BAC — higher yield, but always check payout sustainability before chasing.
Aggressive growth: BAC — faster top-line and EPS expansion at the cost of richer multiples.
Value-oriented: either name works — paying less per dollar of earnings, with the trade-off of slower growth.

The Bottom Line: BAC vs WFC

On balance, BAC wins on 2 of 4 dimensions, making it the slightly better all-around pick for a generalist investor.

If you're the kind of investor who hates picking, the easiest answer is to own both names in equal weight inside a sector basket and rebalance once a year. That way, you capture the winner without having to predict it, and you pay the lowest possible behavioral cost (no second-guessing, no FOMO).

If you must pick one, anchor on the dimension that fixes your biggest portfolio gap — not the one with the most exciting headline. Tilting toward defensive names when you already own three growth winners adds more risk-adjusted return than another momentum bet.

Metrics Glossary — What Each Number Means

If you're new to fundamental analysis, here's a plain-English reference for every metric in the table above:

P/E Ratio (Price-to-Earnings): Share price divided by earnings per share. Tells you how many years of current earnings the stock costs. Lower = cheaper, but slow growers should have lower P/Es.
EPS (Earnings Per Share): Net income divided by shares outstanding. The per-share slice of company profits.
Market Cap: Share price × shares outstanding. The market's total valuation of the company's equity.
Dividend Yield: Annual dividend per share ÷ current price, expressed as a percent. A 3% yield means you receive $3 per year for every $100 invested at today's price.
Beta: Volatility relative to the broader market (S&P 500 = 1.0). Beta of 1.5 means the stock historically moves 1.5× the market, both up and down.
ROE (Return on Equity): Net income ÷ shareholder equity. How efficiently the company turns equity capital into profit. Above 15% is generally considered high quality.
Debt-to-Equity: Total debt ÷ shareholder equity. Lower ratios mean less leverage and lower interest-rate risk.
Revenue Growth (YoY): Percentage change in revenue versus the year-ago period. The single best top-line health check.
EPS Growth (YoY): Same comparison but for earnings per share — captures both revenue growth and operating leverage.
52-Week High / Low: The trailing 12-month price range. Useful for context on current price (e.g. a stock near its 52-week high is in an uptrend; near the low is in a downtrend or value zone).

Run a Live BAC vs WFC Comparison

The numbers above reflect the latest available data, but markets move every minute. For a real-time, interactive head-to-head with price charts (1D to YTD), all 50+ metrics, and AI-powered insights, use our free tool — it's free, no signup required, and shareable:

Compare BAC vs WFC live →

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Frequently Asked Questions: Is BAC

Is BAC a better buy than WFC in 2026?

It depends on your investment goal. For growth investors, BAC has the edge — BAC grew revenue -0.45% versus -1.49% for WFC. For value investors, Both BAC and WFC are roughly comparable on this dimension looks more attractive on earnings multiples (P/E 0.00 vs 0.00). For income, BAC pays a higher yield (2.36% vs 2.19%). For safety, Both BAC and WFC are roughly comparable on this dimension has the more defensive profile (beta 1.26 vs 0.96).

What is the P/E ratio of BAC vs WFC?

BAC trades at a price-to-earnings (P/E) ratio of 0.00, while WFC trades at 0.00. A lower P/E means you pay less per dollar of current earnings — WFC is the cheaper name on this metric. However, a higher P/E often reflects faster expected growth, so don't pick on P/E alone.

Does BAC or WFC pay a higher dividend?

BAC currently yields 2.36% and WFC yields 2.19%. BAC pays the higher current yield. Always verify payout ratio and dividend history before treating yield as guaranteed income — a high yield can also be a warning sign of a falling share price.

Which stock is more volatile, BAC or WFC?

BAC has a beta of 1.26 and WFC has a beta of 0.96. A beta above 1.0 means the stock historically moves more than the broader market; below 1.0 means it moves less. BAC has been the more volatile name based on historical price action.

What is the market cap of BAC vs WFC?

BAC has a market capitalization of $410.98B and WFC is at $309.88B. Market cap is share price multiplied by shares outstanding and reflects the total equity value the market assigns to the company.

Should I buy BAC or WFC for long-term investing?

For a long-term holder (10+ years), the safer-quality name usually wins because compounding requires durability. Both BAC and WFC are roughly comparable on this dimension screens better on safety metrics here: lower beta, more conservative debt levels, and stronger return on equity. That said, BAC is growing faster, so a long-term investor may want both — or split allocation 60/40 toward the safer name.

Which has higher growth, BAC or WFC?

BAC is the faster grower right now. BAC grew revenue -0.45% year-over-year and EPS 19.38%; WFC grew revenue -1.49% and EPS 17.68%. WFC's slower growth often comes with a lower valuation — it's the classic growth-vs-value trade-off.

Is BAC overvalued compared to WFC?

BAC trades at a higher P/E than WFC, which can mean the market is pricing in faster expected growth. Whether that premium is justified depends on whether BAC can actually deliver the implied earnings expansion. Cross-check P/E with PEG ratio (P/E ÷ growth rate) — a PEG under 1.5 is generally considered reasonable, over 2.0 starts to look stretched.

What sector are BAC and WFC in?

BAC (Bank of America Corporation) operates in the Financial Services sector, specifically the Banks - Diversified industry. WFC (Wells Fargo & Company) is in the Financial Services sector, specifically the Banks - Diversified industry. Because both are in the same sector, this is a true head-to-head comparison.

How do I decide between BAC and WFC?

Start with your goal. (1) If you need income, weight the higher-yield name. (2) If you want growth, weight the faster top-line and EPS grower. (3) If you want capital preservation, weight the lower-beta, lower-debt, higher-ROE name. (4) If you're unsure, the most common professional approach is to own both in a sector basket so you don't have to predict the winner — and rebalance annually.

Disclaimer: This comparison is generated from live market data for informational purposes only. It is not investment advice, a recommendation to buy or sell any security, or a substitute for the analysis of a licensed financial advisor. Past performance is not indicative of future results. Always read the most recent 10-K and consult a qualified professional before making investment decisions. StockSignal24 is not responsible for losses incurred from trading decisions made based on this content.