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SCHD vs VOO: Schwab U.S. Dividend Equity ETF vs Vanguard S&P 500 ETF Stock Comparison [2026]

SCHD vs VOO — head-to-head comparison of Schwab U.S. Dividend Equity ETF and Vanguard S&P 500 ETF: P/E 0.00 vs 0.00, dividend 0.00% vs 0.00%, growth, risk, and which is the better buy by investor type.

By StockSignal24 AI··11 min read
SCHD vs VOO: Schwab U.S. Dividend Equity ETF vs Vanguard S&P 500 ETF Stock Comparison [2026]
📊 Data as of June 24, 2026 · Refreshed weekly
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A head-to-head, data-driven comparison of SCHD (Schwab U.S. Dividend Equity ETF) and VOO (Vanguard S&P 500 ETF) — covering valuation, growth, dividends, risk, and which one fits your portfolio. All metrics pulled from live market data.

If you're choosing between SCHD and VOO, the answer depends on what kind of investor you are. Both are watched closely in the Financial Services sector, but they look different on almost every metric that matters: P/E, growth rate, dividend, balance-sheet quality, and volatility.

Below we break down the head-to-head numbers, name a winner on each dimension, and give a clear recommendation by investor type. Want to run this comparison live with charts and 50+ metrics? Use the free interactive SCHD vs VOO comparison tool.

Schwab U.S. Dividend Equity ETF (SCHD)

Financial Services · Asset Management · AMEX

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.…

Vanguard S&P 500 ETF (VOO)

Financial Services · Asset Management · AMEX

Invests in stocks in the S&P 500 Index, representing 500 of the largest U.S. companies.Goal is to closely track the index’s return, which is considered a gauge of overall U.S. stock returns.Offers high potential for investment growth; share value rises and falls more sharply than that of funds holding bonds.More appropriate for long-term goals where your money’s growth is essential.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of …

Quick Verdict

Better for Growth
Tie
growth profiles are roughly comparable
Better for Value
Tie
both trade at similar earnings multiples
Better for Income
Tie
neither pays a meaningful dividend
Better for Safety
SCHD
beta 0.66 and D/E 0.00 make it the more defensive name

How to Read This SCHD vs VOO Comparison

Stock comparisons can be misleading if you focus on a single metric. A "cheaper" P/E doesn't automatically make a stock a better buy — slower-growing companies should trade at lower multiples. The right framework is to score each name on four independent dimensions and weight them according to your investing goal.

The Four-Dimension Framework

  • Growth — How fast is the business expanding? We look at year-over-year revenue and EPS growth. Faster growers earn premium multiples but carry execution risk.
  • Value — Are you paying a fair price? P/E, P/B, EV/EBITDA, and free cash flow yield tell you what the market is charging per dollar of business performance.
  • Income — Does the stock pay you to wait? Dividend yield, payout ratio, and dividend history matter for retirees, FIRE investors, and anyone funding ongoing expenses.
  • Safety — How much can you lose if things go wrong? Low beta, manageable debt-to-equity, and high ROE indicate a more durable business.

No single stock wins on all four. SCHD and VOO likely each lead on at least one dimension. The "right" answer is the one that matches your portfolio gap — if you already own a basket of high-growth tech, the cheaper, lower-volatility name probably adds more diversification value than another momentum bet.

Side-by-Side Metrics: SCHD vs VOO

Metric SCHD VOO
Price $31.66 $674.67
Market Cap — —
P/E Ratio (lower is cheaper) 0.00 0.00
EPS $0.00 $0.00
Dividend Yield 0.00% 0.00%
Beta (volatility vs market) 0.66 1.00
ROE (higher is better) 0.00% 0.00%
Debt/Equity (lower is safer) 0.00 0.00
Revenue Growth (YoY) 0.00% 0.00%
EPS Growth (YoY) 0.00% 0.00%
52-Week High $0.00 $0.00
52-Week Low $0.00 $0.00
Sector Financial Services Financial Services

Which Stock Has Better Growth?

SCHD grew revenue 0.00% and EPS 0.00% year-over-year. VOO grew revenue 0.00% and EPS 0.00%.

Roughly tied — growth profiles are roughly comparable.

Which Stock Is Cheaper on Valuation?

SCHD trades at a P/E of 0.00, while VOO trades at 0.00. ROE for SCHD is 0.00% versus 0.00% for VOO.

Roughly tied — both trade at similar earnings multiples.

Which Stock Pays More Income?

SCHD yields 0.00%; VOO yields 0.00%.

Roughly tied — neither pays a meaningful dividend.

Which Stock Is the Safer Bet?

SCHD has a beta of 0.66 and a debt-to-equity ratio of 0.00. VOO sits at beta 1.00 and D/E 0.00.

SCHD wins — beta 0.66 and D/E 0.00 make it the more defensive name.

Where SCHD and VOO Sit in Their 52-Week Range

Price action over the last 12 months gives important context. A stock near its 52-week high has momentum on its side but limited room before profit-taking; one near its low may be a value opportunity or a structural problem.

Key Risks for SCHD and VOO

Every stock has tail risks that the headline numbers don't capture. Here's what stands out from the available metrics:

  • SCHD: no obvious red flags in the headline metrics, but always read the most recent 10-K and earnings call before sizing a position.
  • VOO: no obvious red flags in the headline metrics, but always read the most recent 10-K and earnings call before sizing a position.

This is a quick heuristic risk scan, not a full risk assessment. Always read the "Risk Factors" section of each company's most recent 10-K filing before investing.

SCHD vs VOO — Best Pick by Investor Type

  • Long-term holder (10+ years): Lean toward SCHD; durability and balance-sheet strength matter more than the next-quarter print.
  • Income / dividend-focused: either name works — higher yield, but always check payout sustainability before chasing.
  • Aggressive growth: either name works — faster top-line and EPS expansion at the cost of richer multiples.
  • Value-oriented: either name works — paying less per dollar of earnings, with the trade-off of slower growth.

The Bottom Line: SCHD vs VOO

On balance, SCHD wins on 1 of 4 dimensions, making it the slightly better all-around pick for a generalist investor.

If you're the kind of investor who hates picking, the easiest answer is to own both names in equal weight inside a sector basket and rebalance once a year. That way, you capture the winner without having to predict it, and you pay the lowest possible behavioral cost (no second-guessing, no FOMO).

If you must pick one, anchor on the dimension that fixes your biggest portfolio gap — not the one with the most exciting headline. Tilting toward defensive names when you already own three growth winners adds more risk-adjusted return than another momentum bet.

Metrics Glossary — What Each Number Means

If you're new to fundamental analysis, here's a plain-English reference for every metric in the table above:

  • P/E Ratio (Price-to-Earnings): Share price divided by earnings per share. Tells you how many years of current earnings the stock costs. Lower = cheaper, but slow growers should have lower P/Es.
  • EPS (Earnings Per Share): Net income divided by shares outstanding. The per-share slice of company profits.
  • Market Cap: Share price × shares outstanding. The market's total valuation of the company's equity.
  • Dividend Yield: Annual dividend per share ÷ current price, expressed as a percent. A 3% yield means you receive $3 per year for every $100 invested at today's price.
  • Beta: Volatility relative to the broader market (S&P 500 = 1.0). Beta of 1.5 means the stock historically moves 1.5× the market, both up and down.
  • ROE (Return on Equity): Net income ÷ shareholder equity. How efficiently the company turns equity capital into profit. Above 15% is generally considered high quality.
  • Debt-to-Equity: Total debt ÷ shareholder equity. Lower ratios mean less leverage and lower interest-rate risk.
  • Revenue Growth (YoY): Percentage change in revenue versus the year-ago period. The single best top-line health check.
  • EPS Growth (YoY): Same comparison but for earnings per share — captures both revenue growth and operating leverage.
  • 52-Week High / Low: The trailing 12-month price range. Useful for context on current price (e.g. a stock near its 52-week high is in an uptrend; near the low is in a downtrend or value zone).

Run a Live SCHD vs VOO Comparison

The numbers above reflect the latest available data, but markets move every minute. For a real-time, interactive head-to-head with price charts (1D to YTD), all 50+ metrics, and AI-powered insights, use our free tool — it's free, no signup required, and shareable:

Compare SCHD vs VOO live →

Related Stock Comparisons

Continue your research with these head-to-head comparisons involving SCHD or VOO:

Frequently Asked Questions: Is SCHD

Is SCHD a better buy than VOO in 2026?
It depends on your investment goal. For growth investors, Both SCHD and VOO are roughly comparable on this dimension has the edge — SCHD grew revenue 0.00% versus 0.00% for VOO. For value investors, Both SCHD and VOO are roughly comparable on this dimension looks more attractive on earnings multiples (P/E 0.00 vs 0.00). For income, Both SCHD and VOO are roughly comparable on this dimension pays a higher yield (0.00% vs 0.00%). For safety, SCHD has the more defensive profile (beta 0.66 vs 1.00).
What is the P/E ratio of SCHD vs VOO?
SCHD trades at a price-to-earnings (P/E) ratio of 0.00, while VOO trades at 0.00. A lower P/E means you pay less per dollar of current earnings — VOO is the cheaper name on this metric. However, a higher P/E often reflects faster expected growth, so don't pick on P/E alone.
Does SCHD or VOO pay a higher dividend?
SCHD currently yields 0.00% and VOO yields 0.00%. VOO pays the higher current yield. Always verify payout ratio and dividend history before treating yield as guaranteed income — a high yield can also be a warning sign of a falling share price.
Which stock is more volatile, SCHD or VOO?
SCHD has a beta of 0.66 and VOO has a beta of 1.00. A beta above 1.0 means the stock historically moves more than the broader market; below 1.0 means it moves less. VOO has been the more volatile name based on historical price action.
What is the market cap of SCHD vs VOO?
SCHD has a market capitalization of — and VOO is at —. Market cap is share price multiplied by shares outstanding and reflects the total equity value the market assigns to the company.
Should I buy SCHD or VOO for long-term investing?
For a long-term holder (10+ years), the safer-quality name usually wins because compounding requires durability. SCHD screens better on safety metrics here: lower beta, more conservative debt levels, and stronger return on equity. That said, VOO is growing faster, so a long-term investor may want both — or split allocation 60/40 toward the safer name.
Which has higher growth, SCHD or VOO?
VOO is the faster grower right now. SCHD grew revenue 0.00% year-over-year and EPS 0.00%; VOO grew revenue 0.00% and EPS 0.00%. SCHD's slower growth often comes with a lower valuation — it's the classic growth-vs-value trade-off.
Is SCHD overvalued compared to VOO?
SCHD trades at a higher P/E than VOO, which can mean the market is pricing in faster expected growth. Whether that premium is justified depends on whether SCHD can actually deliver the implied earnings expansion. Cross-check P/E with PEG ratio (P/E ÷ growth rate) — a PEG under 1.5 is generally considered reasonable, over 2.0 starts to look stretched.
What sector are SCHD and VOO in?
SCHD (Schwab U.S. Dividend Equity ETF) operates in the Financial Services sector, specifically the Asset Management industry. VOO (Vanguard S&P 500 ETF) is in the Financial Services sector, specifically the Asset Management industry. Because both are in the same sector, this is a true head-to-head comparison.
How do I decide between SCHD and VOO?
Start with your goal. (1) If you need income, weight the higher-yield name. (2) If you want growth, weight the faster top-line and EPS grower. (3) If you want capital preservation, weight the lower-beta, lower-debt, higher-ROE name. (4) If you're unsure, the most common professional approach is to own both in a sector basket so you don't have to predict the winner — and rebalance annually.

Disclaimer: This comparison is generated from live market data for informational purposes only. It is not investment advice, a recommendation to buy or sell any security, or a substitute for the analysis of a licensed financial advisor. Past performance is not indicative of future results. Always read the most recent 10-K and consult a qualified professional before making investment decisions. StockSignal24 is not responsible for losses incurred from trading decisions made based on this content.

SCHD vs VOOStock ComparisonSCHDVOOFinancial ServicesSCHD stockVOO stock

Frequently Asked Questions

Is SCHD a better buy than VOO in 2026?

It depends on your investment goal. For growth investors, Both SCHD and VOO are roughly comparable on this dimension has the edge — SCHD grew revenue 0.00% versus 0.00% for VOO. For value investors, Both SCHD and VOO are roughly comparable on this dimension looks more attractive on earnings multiples (P/E 0.00 vs 0.00). For income, Both SCHD and VOO are roughly comparable on this dimension pays a higher yield (0.00% vs 0.00%). For safety, SCHD has the more defensive profile (beta 0.66 vs 1.00).

What is the P/E ratio of SCHD vs VOO?

SCHD trades at a price-to-earnings (P/E) ratio of 0.00, while VOO trades at 0.00. A lower P/E means you pay less per dollar of current earnings — VOO is the cheaper name on this metric. However, a higher P/E often reflects faster expected growth, so don't pick on P/E alone.

Does SCHD or VOO pay a higher dividend?

SCHD currently yields 0.00% and VOO yields 0.00%. VOO pays the higher current yield. Always verify payout ratio and dividend history before treating yield as guaranteed income — a high yield can also be a warning sign of a falling share price.

Which stock is more volatile, SCHD or VOO?

SCHD has a beta of 0.66 and VOO has a beta of 1.00. A beta above 1.0 means the stock historically moves more than the broader market; below 1.0 means it moves less. VOO has been the more volatile name based on historical price action.

What is the market cap of SCHD vs VOO?

SCHD has a market capitalization of — and VOO is at —. Market cap is share price multiplied by shares outstanding and reflects the total equity value the market assigns to the company.

Should I buy SCHD or VOO for long-term investing?

For a long-term holder (10+ years), the safer-quality name usually wins because compounding requires durability. SCHD screens better on safety metrics here: lower beta, more conservative debt levels, and stronger return on equity. That said, VOO is growing faster, so a long-term investor may want both — or split allocation 60/40 toward the safer name.

Which has higher growth, SCHD or VOO?

VOO is the faster grower right now. SCHD grew revenue 0.00% year-over-year and EPS 0.00%; VOO grew revenue 0.00% and EPS 0.00%. SCHD's slower growth often comes with a lower valuation — it's the classic growth-vs-value trade-off.

Is SCHD overvalued compared to VOO?

SCHD trades at a higher P/E than VOO, which can mean the market is pricing in faster expected growth. Whether that premium is justified depends on whether SCHD can actually deliver the implied earnings expansion. Cross-check P/E with PEG ratio (P/E ÷ growth rate) — a PEG under 1.5 is generally considered reasonable, over 2.0 starts to look stretched.

What sector are SCHD and VOO in?

SCHD (Schwab U.S. Dividend Equity ETF) operates in the Financial Services sector, specifically the Asset Management industry. VOO (Vanguard S&P 500 ETF) is in the Financial Services sector, specifically the Asset Management industry. Because both are in the same sector, this is a true head-to-head comparison.

How do I decide between SCHD and VOO?

Start with your goal. (1) If you need income, weight the higher-yield name. (2) If you want growth, weight the faster top-line and EPS grower. (3) If you want capital preservation, weight the lower-beta, lower-debt, higher-ROE name. (4) If you're unsure, the most common professional approach is to own both in a sector basket so you don't have to predict the winner — and rebalance annually.

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