VOO vs SCHD: which ETF is right for you?
Vanguard S&P 500 ETF (VOO) and Schwab U.S. Dividend Equity ETF (SCHD) compared on cost, size, returns, holdings and sector mix.
VOO has 0.03% expense ratio, SCHD has 0.06%
The Vanguard S&P 500 ETF (VOO) has a lower expense ratio of 0.03% compared to 0.06% for the Schwab U.S. Dividend Equity ETF (SCHD). This means VOO costs less to own each year.
- VOO has $1,743.63 billion in assets, SCHD has $121.09 billion.
- VOO's yield is 1.07%, while SCHD's yield is 2.95%.
- VOO's top sector is Technology at 40.5%, SCHD's is Consumer Defensive at 19.8%.
- VOO's inception date is 2010-09-07, SCHD's is 2011-10-20.
may suit investors seeking lower costs and broad market exposure.
may suit investors looking for higher dividend yields.
Summary written from the figures below by an AI model. Past returns do not predict future results; this is educational, not advice.
Side-by-side
VOO Vanguard S&P 500 ETF | SCHD Schwab U.S. Dividend Equity ETF | |
|---|---|---|
| Expense ratio | 0.030%● | 0.060% |
| Fund size (assets) | $1.74T● | $121.1B |
| Dividend yield | 1.07% | 2.95%● |
| Return YTD | 11.73% | 33.56%● |
| Return 1 year | 12.07% | 38.54%● |
| 3 years (annualised) | 23.37%● | 20.72% |
| 5 years (annualised) | 12.02%● | 10.62% |
| 10 years (annualised) | 15.40%● | 13.70% |
| Volatility (5y std dev) | 15.4%● | 15.6% |
| Beta vs market (5y) | 0.98● | 0.67 |
| Issuer | Vanguard | Schwab ETFs |
| Launched | 2010-09-07 | 2011-10-20 |
● marks the best value in a row (lowest cost or volatility, highest return, yield or size). Returns as of 2026-11-05; past performance does not predict future results.
What the fees cost you
A simple illustration: the same $0M growing at an assumed 7% a year before fees. Only the expense ratios differ. This is not a forecast.
Top holdings and overlap
- NVDANVIDIA Corp8.4%
- AAPLApple Inc7.4%
- MSFTMicrosoft Corp5.8%
- AMZNAmazon.com Inc3.7%
- GOOGLAlphabet Inc Class A3.1%
- AVGOBroadcom Inc2.5%
- GOOGAlphabet Inc Class C2.5%
- METAMeta Platforms Inc Class A2.4%
- MUMicron Technology Inc1.8%
- TSLATesla Inc1.5%
- TXNTexas Instruments Inc4.6%
- COPConocoPhillips4.3%
- CVXChevron Corp4.3%
- PGProcter & Gamble Co4.2%
- KOCoca-Cola Co4.1%
- AMGNAmgen Inc4.1%
- HDThe Home Depot Inc4.0%
- UNHUnitedHealth Group Inc3.9%
- MRKMerck & Co Inc3.8%
- PEPPepsiCo Inc3.8%
Sector mix
- Technology40.5%
- Financial Services11.1%
- Communication Services10.0%
- Healthcare9.3%
- Consumer Cyclical8.8%
- Industrials7.6%
- Consumer Defensive19.8%
- Healthcare18.6%
- Energy16.4%
- Technology16.2%
- Financial Services8.8%
- Industrials7.7%
Common questions
Which has lower fees, VOO or SCHD?
VOO has the lower expense ratio at 0.030% a year, against 0.060% for SCHD. On $10,000 that is about $3 a year in fees.
Which is bigger, VOO or SCHD?
VOO manages about $1.74 trillion in assets, compared with $121.1 billion for SCHD.
Do VOO and SCHD hold the same stocks?
Their top holdings differ, so the two funds are exposed to different parts of the market. Compare the holdings and sector tables above.
Compare any ETFs
Pick up to four funds and see fees, overlap and the cost of fees over time.
Open the compare toolFund data comes from public fund filings and market data and is refreshed daily; returns are total returns and past performance does not predict future results. This page is educational and is not investment advice. Check the fund's official documents before investing.