VOO vs VTI: which ETF is right for you?
Vanguard S&P 500 ETF (VOO) and Vanguard Morningstar Total Stock Market ETF (VTI) compared on cost, size, returns, holdings and sector mix.
VTI has $578.85 billion more in assets than VOO
VTI and VOO are both Vanguard ETFs with low expense ratios. VTI has significantly more assets under management, which may indicate higher investor interest. Both funds focus on large blend stocks but have different holdings and sector allocations.
- VTI has $2322.48 billion in assets, while VOO has $1743.63 billion.
- Both VTI and VOO have an expense ratio of 0.03%.
- VTI's top sector is Technology at 38.1%, while VOO's is 40.5%.
- VTI's yield is 1.06%, slightly lower than VOO's 1.07%.
may suit investors looking for a focused S&P 500 investment.
may suit investors wanting exposure to the entire U.S. stock market.
Summary written from the figures below by an AI model. Past returns do not predict future results; this is educational, not advice.
Side-by-side
VOO Vanguard S&P 500 ETF | VTI Vanguard Morningstar Total Stock Market ETF | |
|---|---|---|
| Expense ratio | 0.030%● | 0.030% |
| Fund size (assets) | $1.74T | $2.31T● |
| Dividend yield | 1.07%● | 1.06% |
| Return YTD | 11.73% | 11.77%● |
| Return 1 year | 12.07%● | 12.06% |
| 3 years (annualised) | 23.37%● | 23.12% |
| 5 years (annualised) | 12.02%● | 10.95% |
| 10 years (annualised) | 15.40%● | 14.87% |
| Volatility (5y std dev) | 15.4%● | 15.8% |
| Beta vs market (5y) | 0.98 | 1.00● |
| Issuer | Vanguard | Vanguard |
| Launched | 2010-09-07 | 2001-05-24 |
● marks the best value in a row (lowest cost or volatility, highest return, yield or size). Returns as of 2026-11-06; past performance does not predict future results.
What the fees cost you
A simple illustration: the same $0M growing at an assumed 7% a year before fees. Only the expense ratios differ. This is not a forecast.
Top holdings and overlap
- NVDANVIDIA Corp8.4%
- AAPLApple Inc7.4%
- MSFTMicrosoft Corp5.8%
- AMZNAmazon.com Inc3.7%
- GOOGLAlphabet Inc Class A3.1%
- AVGOBroadcom Inc2.5%
- GOOGAlphabet Inc Class C2.5%
- METAMeta Platforms Inc Class A2.4%
- MUMicron Technology Inc1.8%
- TSLATesla Inc1.5%
- NVDANVIDIA Corp7.1%
- AAPLApple Inc6.6%
- MSFTMicrosoft Corp5.2%
- AMZNAmazon.com Inc3.3%
- GOOGLAlphabet Inc Class A2.8%
- AVGOBroadcom Inc2.3%
- METAMeta Platforms Inc Class A2.2%
- GOOGAlphabet Inc Class C2.2%
- MUMicron Technology Inc1.6%
- TSLATesla Inc1.4%
VOO and VTI share 10 of their top 10 holdings (NVDA, AAPL, MSFT, AMZN, GOOGL, AVGO), about 34.7% of each fund in those names.
Overlap is measured on the top 10 holdings only.
Sector mix
- Technology40.5%
- Financial Services11.1%
- Communication Services10.0%
- Healthcare9.3%
- Consumer Cyclical8.8%
- Industrials7.6%
- Technology38.1%
- Financial Services11.5%
- Healthcare10.0%
- Communication Services9.2%
- Industrials8.8%
- Consumer Cyclical8.7%
Common questions
Which has lower fees, VOO or VTI?
VOO has the lower expense ratio at 0.030% a year, against 0.030% for VTI. On $10,000 that is about $0 a year in fees.
Which is bigger, VOO or VTI?
VTI manages about $2.31 trillion in assets, compared with $1.74 trillion for VOO.
Do VOO and VTI hold the same stocks?
They share 10 of their top 10 holdings (NVDA, AAPL, MSFT, AMZN, GOOGL, AVGO, GOOG, META, MU, TSLA), roughly 34.7% of each fund in those names, so owning both adds little diversification.
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Open the compare toolFund data comes from public fund filings and market data and is refreshed daily; returns are total returns and past performance does not predict future results. This page is educational and is not investment advice. Check the fund's official documents before investing.