VIG vs SCHD: which ETF is right for you?
Vanguard Dividend Appreciation Index Fund ETF Shares (VIG) and Schwab U.S. Dividend Equity ETF (SCHD) compared on cost, size, returns, holdings and sector mix.
SCHD has a lower expense ratio of 0.06% compared to VIG's 0.04%
SCHD and VIG are both ETFs focused on dividends but differ in expense ratios and yields. SCHD has a lower expense ratio of 0.06%, while VIG's is 0.04%. Additionally, SCHD offers a higher yield of 2.95% compared to VIG's 1.47%.
- SCHD expense ratio: 0.06%, VIG expense ratio: 0.04%
- SCHD yield: 2.95%, VIG yield: 1.47%
- SCHD assets: $121.09 billion, VIG assets: $134.38 billion
- SCHD one-year return: 38.54%, VIG one-year return: 16.02%
may suit investors seeking a blend of growth and dividend appreciation.
may suit investors looking for higher dividend yields and lower fees.
Summary written from the figures below by an AI model. Past returns do not predict future results; this is educational, not advice.
Side-by-side
VIG Vanguard Dividend Appreciation Index Fund ETF Shares | SCHD Schwab U.S. Dividend Equity ETF | |
|---|---|---|
| Expense ratio | 0.040%● | 0.060% |
| Fund size (assets) | $135.7B● | $121.1B |
| Dividend yield | 1.47% | 2.95%● |
| Return YTD | 14.08% | 33.56%● |
| Return 1 year | 16.02% | 38.54%● |
| 3 years (annualised) | 19.47% | 20.72%● |
| 5 years (annualised) | 10.57% | 10.62%● |
| 10 years (annualised) | 13.77%● | 13.70% |
| Volatility (5y std dev) | 13.6%● | 15.6% |
| Beta vs market (5y) | 0.78● | 0.67 |
| Issuer | Vanguard | Schwab ETFs |
| Launched | 2006-04-21 | 2011-10-20 |
● marks the best value in a row (lowest cost or volatility, highest return, yield or size). Returns as of 2026-11-06; past performance does not predict future results.
What the fees cost you
A simple illustration: the same $0M growing at an assumed 7% a year before fees. Only the expense ratios differ. This is not a forecast.
Top holdings and overlap
- MSFTMicrosoft Corp4.9%
- AAPLApple Inc4.9%
- AVGOBroadcom Inc4.3%
- LLYEli Lilly and Co4.1%
- JPMJPMorgan Chase & Co3.9%
- XOMExxonMobil Holdings Corp3.0%
- JNJJohnson & Johnson2.8%
- VVisa Inc Class A2.5%
- WMTWalmart Inc2.1%
- ABBVAbbVie Inc2.0%
- TXNTexas Instruments Inc4.6%
- COPConocoPhillips4.3%
- CVXChevron Corp4.3%
- PGProcter & Gamble Co4.2%
- KOCoca-Cola Co4.1%
- AMGNAmgen Inc4.1%
- HDThe Home Depot Inc4.0%
- UNHUnitedHealth Group Inc3.9%
- MRKMerck & Co Inc3.8%
- PEPPepsiCo Inc3.8%
Sector mix
- Technology27.4%
- Financial Services20.7%
- Healthcare18.7%
- Industrials10.8%
- Consumer Defensive9.1%
- Consumer Cyclical3.9%
- Consumer Defensive19.8%
- Healthcare18.6%
- Energy16.4%
- Technology16.2%
- Financial Services8.8%
- Industrials7.7%
Common questions
Which has lower fees, VIG or SCHD?
VIG has the lower expense ratio at 0.040% a year, against 0.060% for SCHD. On $10,000 that is about $2 a year in fees.
Which is bigger, VIG or SCHD?
VIG manages about $135.7 billion in assets, compared with $121.1 billion for SCHD.
Do VIG and SCHD hold the same stocks?
Their top holdings differ, so the two funds are exposed to different parts of the market. Compare the holdings and sector tables above.
Compare any ETFs
Pick up to four funds and see fees, overlap and the cost of fees over time.
Open the compare toolFund data comes from public fund filings and market data and is refreshed daily; returns are total returns and past performance does not predict future results. This page is educational and is not investment advice. Check the fund's official documents before investing.